Manage Your Finances

Do you know how to make good choices with your money? Do you have the skills needed to save or make a budget?

No matter how much money you have, you should keep track of how much money you have coming in. Pay attention to what you are spending it on. Know how much you need to save for the future.

Tips for staying financially healthy while looking for work:

  • Start with a reality check. Think about which of your career choices will pay you enough money. You need to pay for housing, car payments, health care and other bills. Use a budget tool to match your job choices to your budget.
  • Learn how to manage your credit and debt.
  • Create a personal or family budget. You can plan your spending. Use calculators and online tools. Talk to a financial counselor.
  • Save part of your money for emergencies and long-term goals.

Use the Personal Budget (pdf) to plan and prioritize how you use your money. The online resources listed below can help you with budgeting, reaching your savings goal, and managing your financial accounts.

More resources to manage your finances

NJCAN Reality Check
Smart About Money
My Money
The Beehive
FDIC-Money Smart
My Money Management

You have a plan and you know your goals. Now you are ready to go to Step 4: Expand Skills.

Manage Your Career Create A Plan & Set GoalsExpand SkillsExplore CareersAssess YourselfFind A Job